Chapter 13

Chapter 13 Bankruptcy Attorney Fort Lauderdale

I Peggy Cruz-Townsend, Esq. utilize my experience and knowledge of financial and bankruptcy issues to effectively assist clients in seeking the financial recovery they deserve. Filing for Chapter 13 bankruptcy is just one of the ways in which I may be able to help.  If you are seeking a Chapter 13 Bankruptcy Attorney in the Fort Lauderdale area, please call or visit my contact page for a free consultation.

What is Chapter 13 bankruptcy?

Chapter 13 bankruptcy is a debt repayment plan to pay outstanding debt to your creditors. This plan lasts between three to five years. A Chapter 13 bankruptcy filing remains on your credit record for seven years from the date of filing. Typically, a debtor who wants to keep non-exempt property, such as a house or car, chooses to file for bankruptcy under Chapter 13.

Facing Foreclosure?

You do not have to lose your home in a bankruptcy proceeding. Our lawyers are skilled at providing clients with a range of options and education on avoiding or stopping foreclosure.

Filing for bankruptcy is not right for everyone. During our first meeting, I can assess your case and determine if seeking protection under bankruptcy is in your best interests. If it is not, I can help you understand your options and assist you in moving forward. Since not all debt is dischargeable, our firm can discuss alternatives to bankruptcy with you.

In some cases, a combination of Chapter 7 and Chapter 13 bankruptcies is appropriate. I tailor the way in which I approach the case to suit your goals, needs, and the specifics of your case.

Contact me, a Fort Lauderdale and Broward County bankruptcy lawyer who can help you understand the intricacies of a bankruptcy.

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